YOUR MONEY, YOUR POSSIBILITIES
A clearer view of what comes next.
My Money Tomorrow helps you explore how work, saving and life events could change your financial future.
Built for “what if?”
What if you stopped working earlier? Bought a different home? Paid for childcare for a few years? Received a lump sum? This tool brings those questions into one household timeline so you can see how the choices interact.
The calculator began as an Excel planning model and grew into an interactive website. It is free to use and does not require an account.
Start simple. Add detail when you need it.
Quick projection asks for your ages, income, spending and savings, with editable assumptions. Advanced projection provides more account, benefit, tax and market detail. Both use the same underlying model.
Partners can have different ages, earnings, contributions and stop-work dates. Named scenarios let you compare alternatives in the same browser.
A planning aid, with visible assumptions
Results describe what happens under the inputs you choose. They are estimates, not promises or personalized financial advice. Review the calculation approach and limitations before making decisions.
Your financial entries are processed in your browser by the calculator. See Privacy for storage, hosting and third-party details.
Try one decision first
Build a baseline, save it, then change one thing. Comparing two clear scenarios is often more useful than trying to predict every year perfectly.
Open the calculator →